What a Perfect Business Acquisition Application Looks Like | SBA Loans

Описание: Welcome to SBA University! 🎓
I’m Glenn Giro, and in this episode, we’re breaking down what a perfect SBA 7(a) loan application for a business acquisition looks like—so you can aim high and get as close as possible to checking all the right boxes. You don’t need to be perfect to get approved, but knowing what makes a strong application can put you in the best position for success.

Here’s what you’ll learn:
1️⃣ Cash Flow & Trends – Why year-over-year growth in revenue and profitability is key—and what to watch for in financials.
2️⃣ Industry & Management Experience – How your background plays a role and what makes experience “applicable” to lenders.
3️⃣ Credit Profile – What lenders are looking for in your credit history (and why it goes beyond just your score).
4️⃣ Equity Injection – Understanding the down payment range (from 5% to 20%) and how seller financing fits in.
5️⃣ Collateral Strength – From business assets to your personal property, how collateral factors into SBA approval.

I’ll walk you through each of these five categories so you know what lenders love to see—and how to improve your chances of approval.

💡 Questions? Drop them in the comments! I’d love to help.
📝 Don’t forget to subscribe to SBA University for more weekly lessons to simplify SBA lending.

👉 Contact me directly: [email protected]
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