U.S. Credit Card Debt Just Hit a Breaking Point!
Автор: DollarRx
Загружено: 2026-01-26
Просмотров: 65
Описание:
American credit card balances have crossed a historic threshold and the consequences are only beginning.
This video breaks down how the U.S. reached $1.23 trillion in credit card debt, why interest rates above 22% changed everything, and how rising delinquencies are forcing banks to rethink who gets access to credit next.
Reference Articles & Research Sources:
Household Debt and Credit Report - Federal Reserve Bank of New York (Q3 2025/2026) https://www.newyorkfed.org/microecono...
TransUnion 2026 Consumer Credit Forecast: Balance Moderation and Delinquency https://newsroom.transunion.com/2026-...
Banks Respond to Proposed 10% Cap on Credit Card Interest Rates (Consumer Bankers Association) https://consumerbankers.com/press-rel...
Trump Proposes 1-Year 10% Interest Rate Cap at Davos 2026 (PBS News) https://www.pbs.org/newshour/politics...
Bankrate 2026 Survey: The Rise of Long-Term Credit Card Debt https://www.bankrate.com/finance/cred...
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