Standard Chartered Ultimate Credit Card Analysis

Описание: The Standard Chartered Ultimate Credit Card offers several notable benefits, making it a strong choice for those seeking a premium credit card. Here are the key highlights:

1. **Rewards Program**:
Earn 5 reward points for every Rs. 150 spent on all retail transactions.
1 reward point is equivalent to 1 Rupee, giving a reward rate of 3.3%.
5% cashback on duty-free purchases.

2. **Foreign Transaction Fee**:
A 2% foreign currency markup fee applies to all foreign currency transactions.

3. **Airport Lounge Access**:
Complimentary access to over 1,000 airport lounges worldwide.
4 complimentary domestic lounge accesses per quarter.
1 complimentary international lounge access per month, subject to a minimum spend of Rs. 20,000 in the previous month.

4. **Golf Privileges**:
Access to premier golf courses in India.

5. **Insurance and Other Benefits**:
Travel and Air Accident Cover up to $200,000.
Medical Travel Insurance up to $25,000.
1% fuel surcharge waiver.

6. **Fees**:
Joining and annual fees are Rs. 6000 + GST.

These features make the card appealing to frequent travelers and those who spend significantly on retail purchases and international travellers