മുദ്ര ലോൺ ഉറപ്പായും കിട്ടും ‘ഇത്പോലെ അപേക്ഷിക്കണം വിശദമായ വിവരം ഇവിടെ | mudra loan മലയാളം |

Описание: മുദ്ര ലോൺ ഉറപ്പായും കിട്ടും ‘ഇത്പോലെ അപേക്ഷിക്കണം വിശദമായ വിവരം ഇവിടെ | mudra loan മലയാളം |

The formation of the agency was initially announced in the 2015 Union budget of India in February 2015.[3][4] It was formally launched on 8 April.[2]

The MUDRA banks were set up under the Pradhan Mantri MUDRA Yojana scheme. It will provide its services to small entrepreneurs outside the service area of regular banks, by using last mile agents. About 5.77 crore (57.6 million) small business have been identified as target clients using the NSSO survey of 2013. Only 4% of these businesses get finance from regular banks. The bank will also ensure that its clients do not fall into indebtedness and will lend responsibly.[3][5][6]

The bank will have an initial capital of ₹200 billion (US$2.8 billion) and a credit guarantee fund of ₹30 billion (US$420 million).[5] The bank will initially function as a non-banking financial company and a subsidiary of the Small Industries Development Bank of India (SIDBI). Later, it will be made into a separate company.[2] However, it will regulate Microfinance institutions.

The bank will classify its clients into three categories and the maximum allowed loan sums will be based on the category:[5]

Shishu (शिशु): Allowed loans up to ₹50,000 (US$700)

Kishor (किशोर): Allowed loans up to ₹5 lakh (US$7,000)

Tarun (तरुण): Allowed loans up to ₹10 lakh (US$14,000)

Government has decided to provide an additional fund of ₹1 trillion (US$14 billion) to the market and will be allocated as

40% to Shishu

35% to Kishor

25% to Tarun

Those eligible to borrow from MUDRA bank are

Small manufacturing unit

Shopkeepers

Fruit and vegetable vendors

Artisans

Micro Units Development and Refinance Agency Bank (or MUDRA Bank)[1]) is a public sector financial institution in India. It provides loans at low rates to micro-finance institutions and non-banking financial institutions which then provide credit to MSMEs. It was launched by Prime Minister Narendra Modi on 8 April 2015.[2]

Micro Units Development and Refinance Agency (MUDRA) BankTypeSubsidiaryIndustryBusiness financeFounded8 April 2015; 5 years agoHeadquartersmumbai

Area served

IndiaProductsMicrofinance and refinance
With the advent of Corona, many expatriates and other ordinary workers lost their jobs. Many are turning to the business sector. Many people want to do business but it is difficult to get a loan or a loan. But we are going to look at such a loan.

Loans up to Rs 10 lakh are available through the Pradhan Mantri Mudra Yojana.

Its first loan is a baby loan.

Loans up to Rs 50,000 are available through child loans. But not all categories get this loan. Only those who want to start a business and have been around for some time can apply.


ഈ ചാനലിലൂടെ പ്രസിദ്ധീകരിക്കുന്ന വീഡിയോകളിൽ ഒരുതരത്തിലുമുള്ള രാഷ്ട്രീയം / മതം എന്നിവയുടെ അതിപ്രസരം ഇല്ല. ഗവൺമെന്റ് പോളിസികൾക്ക് എപ്പോൾ വേണമെങ്കിലും മാറ്റം ഉണ്ടാവാം. അതിനാൽ പുതിയ വീഡിയോ അപ്‌ഡേഷൻ കാണാൻ ശ്രമിക്കുക.

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