How To Reduce Tax on RRSPs, Capital Gains, and Corporate Retained Earnings for Financial Planning

Описание: Are you accidentally letting hundreds of thousands of dollars sit idle in your holding company… unsure how to deploy it without triggering unnecessary tax?

If you’re a Canadian business owner with retained earnings building up in your holdco, you’ve probably felt the tension. You want to grow your wealth—but you don’t want to make a costly mistake. Your accountant tracks what’s happened, but who’s helping you think proactively about what to do next? With salaries, RRSP room, rental properties, corporate investments, and tax efficiency all in play, it’s easy to feel stuck between “do nothing” and “overcomplicate everything.” What you really want is clarity—and optionality.

In this episode, you’ll discover:

A simple 50/50 framework for splitting retained earnings between risk-off liquidity and long-term growth.

How to structure corporate investments to create tax-efficient capital gains and future tax-free income through the Capital Dividend Account.

Why thinking holistically—across your corporation and personal assets—unlocks powerful flexibility, leverage, and long-term tax control.

Press play now to learn how to turn your holding company into a strategic wealth engine—not just a parking lot for cash.

Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here
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Book a Discovery Call with Kyle to review your corporate (or personal) wealth strategy to help you overcome your current struggle and take the next step in your Canadian Wealth Building Journey! https://canadianwealthsecrets.com/dis...

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.
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Canadian Wealth Secrets Show Notes Page:
https://canadianwealthsecrets.com/epi...

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A strong Canadian wealth plan starts with understanding how your Canadian business structure, retained earnings, and holding company work together within a broader personal vs corporate tax planning strategy. For Canadian entrepreneurs, decisions like salary vs dividends Canada, RRSP optimization, and corporate structure optimization directly impact long-term tax optimization, risk management, and overall wealth building strategies Canada. By using clear financial buckets, an intentional investment bucket strategy, and diversified corporation investment strategies, business owners can align real estate investing Canada, passive income planning, and capital gains strategy with their goals for financial freedom Canada and even an early retirement strategy. When paired with disciplined personal finance, estate planning Canada, and smart Canadian tax strategies, this approach creates sustainable financial systems for entrepreneurs—helping you build long-term wealth in Canada, support a modest lifestyle wealth vision, and design a legacy that lasts for generations.