SoFi vs Lending Club – Which Personal Loan Should You Choose? (Which is Worth It?)

Описание: SoFi vs Lending Club – Which Personal Loan Should You Choose? (Which is Worth It?). In this video, I will discuss the differences between SoFi and Lending Club.

SoFi: https://www.sofi.com/
Lending Club: https://www.lendingclub.com/

The main difference between them is the requirements for acquiring a Personal Loan.
SoFi requires employment or evidence of a stable income from the borrower but offers unemployment protection if the client loses their job. It also requires a high credit score of 680 to qualify for a loan. On the other hand, Lending Club does not require evidence of employment. Its credit score minimum is also lower, at 600. Therefore, Lending Club will cater to a wider range of clients with fair credit scores.


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