🏡 BOI Plot Loan Complete Guide 2026 | Plot Loan Explained Eligibility, Interest Rate & Hidden Rules

Описание: 🏡 Kya aap plot kharidkar apna ghar banana chahte hain?

Is video mein maine Bank of India Plot Loan Scheme (Home Loan for Purchase of Plot of Land) ki complete details simple Hindi mein explain ki hain.

📌 Video Highlights:

✅ Plot Loan vs Home Loan Difference

✅ Eligibility Criteria

✅ Age Limit (18–40 Years)

✅ Loan Amount ₹5 Lakh to ₹15 Crore

✅ LTV Ratio Explained (75%, 70%, 60%)

✅ Down Payment Requirements

✅ Interest Rate Details

✅ Repayment Period – 15 Years

✅ No Moratorium

✅ Direct Payment to Seller

✅ Equitable Mortgage & Guarantor

✅ Important Documents Required

✅ Hidden Conditions You Must Know

✅ 5 Years Construction Rule

✅ Penalty (RBLR + 3.50%) Explained

✅ Insider Tips From Banking Experience

⚠️ Important:
This loan is suitable for customers who genuinely plan to construct a house within 5 years after purchasing the plot.

💬 Have any questions? Write them in the comments.

📲 Share this video with anyone planning to buy a plot.

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