Expert Advice on Real Estate: Mortgage & Insurance Brokers Share Tips for Homebuyers and Investors

Описание: Whether you're a first-time homebuyer or a seasoned investor, this discussion provides tips on securing the right mortgage, understanding interest rates, choosing appropriate insurance policies, and making informed decisions in the real estate landscape.

0:00 - Introduction and overview of the four segments
0:54 - Segment 1: Real estate market stats in Greater Saint John
1:02 - July's average sales price and trends
1:22 - June vs. July market comparison and yearly projections
2:55 - Sales activity, new listings, and inventory analysis
4:39 - Segment 2: Jeff Cassidy on mortgages
5:11 - Mortgage pre-approvals, renewals, and refinancing explained
9:01 - Addressing income or credit issues upfront
13:12 - Differences between renewing and refinancing mortgages
16:29 - Jeff's rate predictions for 2024-2025
19:18 - Advice for consumers on mortgage renewals
23:42 - Segment 3: Margot Hammond on insurance
25:16 - What info is needed for a home insurance quote
29:25 - What home insurance typically covers: dwelling and liability
33:44 - Importance of liability coverage for homeowners
35:09 - Key factors affecting insurance: old electrical, plumbing, and flood zones
41:52 - Why keeping insurance clauses in real estate deals is crucial
47:06 - The need for accurate information in insurance policies
51:15 - Segment 4: Legal complications in real estate
51:26 - Story: Resolving property line disputes over an encroaching shed
56:10 - Story: Legal battle over undisclosed defects, seller wins case
1:00:05 - Conclusion and episode wrap-up

Justin Saulnier
📱: (506) 519-5971
📧 : [email protected]
💻: www.movewithjustin.ca

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Sheila Kirkpatrick
📱: (506) 333-7772
📧 : [email protected]
💻: www.sheilakirkpatrick.ca

Social Media Links:
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Instagram:   / sheilakirkpatrickrealtor  
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