Why You Should Use a Mortgage Broker (Not the Bank)

Описание: In this video, Geoff Tomkins from GCT Property sits down with Gareth Couper from Thrive Financial Group to discuss:

Gareth’s journey from construction & FIFO mining into mortgage broking.

Why many hardworking Australians are money-rich but time-poor.

The real benefits of using a mortgage broker instead of going direct to a bank.

Why being told “no” by one bank doesn’t mean it’s impossible.

How creative lending strategies (like rentvesting) are helping more Australians get on the property ladder.

Gareth’s Journey

Before becoming a mortgage broker, Gareth worked in construction, crane operations, and FIFO mining roles.

After experiencing firsthand how difficult it was to organise finance while working long hours, he used a mortgage broker himself to purchase his first property in 2015 — and saw the value of having someone in his corner.

Why Use a Mortgage Broker?

✔ No need to drive to multiple banks
✔ Access to 60+ lenders
✔ One conversation instead of 10
✔ Help navigating changing lending policies
✔ Creative solutions when traditional banks say “no”

Key Insight

If you’ve been told you don’t qualify — you may have simply spoken to the wrong lender.

With policies constantly changing and different banks assessing applications differently, having someone who understands the landscape can make a significant difference.

Rentvesting Strategy

For buyers priced out of their ideal suburb, rentvesting can allow you to:

✔ Invest in a growth area
✔ Build equity
✔ Leverage that equity later to purchase your own home
✔ It’s about thinking strategically and having the right team around you.

Want to look at your lending options further? Reach out to Gareth through the details below:

Gareth Couper — Thrive Financial Group
📞 0422 162 229
📧 [email protected]

Need help finding a property? Contact Geoff through the details below:

Geoff Tomkins - GCT Property
📞 0404 852 781
📧 [email protected]