The $30 Billion Blockchain You’ve Never Heard Of and Why Tokenizing Every Mortgage is Good

Описание: Episode is brought to you by Infinex. Experience crypto designed for humans: https://app.infinex.xyz/?r=B2KSQJ77

Summary

In this episode, June Ou, co-founder of Provenance Blockchain, breaks down how blockchain can streamline the financial system by removing middlemen and making transactions more transparent. She shares how Provenance started with lending and securities, crypto marketing with Peter Abilla, but is now tackling more complex assets like life insurance and mortgages. June emphasizes that tokenization isn’t just about putting assets on-chain—it’s about ensuring the truth of ownership. She discusses how Provenance works with traditional institutions, educates them through working use cases, and tracks real-time loan performance to bring more trust into the system. With an evolving regulatory landscape and a focus on community building, Provenance is positioning itself as core infrastructure for the next generation of finance.

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Takeaways
– Provenance Blockchain aims to decentralize core financial functions.
– June Ou entered crypto to eliminate inefficiencies in legacy finance.
– Early focus was on lending and securities trading.
– Tokenization must reflect verified ownership—not just digital copies.
– Traditional institutions need proof-of-concept to engage seriously.
– Key on-chain metrics include loan volume and performance.
– Real-time data helps track market changes and risk.
– Regulatory clarity is improving, enabling broader adoption.
– Asset onboarding for institutions needs to be simpler and faster.
– Life insurance is hard to tokenize due to legacy systems.
– The mortgage market is a major opportunity for Provenance.
– Community is essential to drive adoption and education.
– Provenance is built to scale as regulation and demand evolve.

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Timeline

(00:00) Introduction to Provenance Blockchain and Its Vision
(03:46) The Role of Blockchain in Financial Transformation
(06:36) Building the Lending Ecosystem on Blockchain
(09:37) Challenges in Tokenizing Real World Assets
(12:50) Educating Traditional Finance on Blockchain Benefits
(15:48) Real-Time Performance and Transparency in Loans
(19:00) Simplifying Asset Boarding for Institutions
(21:43) The Future of Blockchain in Life Insurance
(27:28) Simplifying Blockchain Integration
(29:07) Digitizing Assets for Blockchain
(31:32) Navigating Legal and Compliance Challenges
(33:14) Building a Self-Service Blockchain Model
(36:26) Community Building in Blockchain
(38:47) Innovative Mortgage Products
(41:49) Regulatory Landscape and Challenges
(44:33) Exciting Developments with SEC Collaboration
(50:30) Open Dialogue with Regulators