Strategies to Keep Your Payroll Strong: Risk Management and Crop Insurance

Описание: In this recorded workshop, we break down practical ways farmers can use crop insurance programs and financial planning tools to keep payroll steady through uncertain seasons. If you’re navigating tight cash flow, early-season payroll, or building systems for a growing team, this session offers straightforward guidance and real examples to help you make informed decisions.

🌱 What You’ll Learn
How crop insurance can act as a financial safety net for your business and your employees
The differences between multiple crop insurance programs
How to determine if you qualify for free NAP coverage as a beginning, underserved, or limited-resource farmer
Stories from producers who have used these tools to stabilize and strengthen their farms

👨‍🌾 Farmer Story: Ryan Voiland of Red Fire Farm
Ryan shares lessons from scaling up production and managing a growing workforce, including:
Balancing labor costs with revenue
Handling early-season payroll pressure
Building systems such as employee handbooks to keep operations running smoothly

🎯 Who This Workshop Is For
This workshop is geared toward:
Beginning and intermediate farmers
Anyone hiring their first employees
Farmers improving labor management and financial stability

🎓 Speakers: Bailey Albert with USDA FSA, Jeff Cole with The Carrot Project
🌾 Farmer Highlight: Ryan Voiland, Red Fire Farm

Funding Acknowledgment: This material is based upon work supported by USDA/NIFA under Award Number 2025-70027-42540.