இ. எஸ். ஐ யில் பணம் பெறுவது எப்படி? How to get Money from ESI. How to claim money from ESIC.

Описание: HOW TO CLAIM MONEY FROM ESIC/EPFO
How to claim Maternity Benefit / Sickness Benefit / Dead Benefit

Employee State Insurance Corporation (ESIC) OR ESI is a statutory body established under the Employees' State Insurance Act, 1948, by the Ministry of Labour and Employment, Government of India. It aims to provide social security and health insurance to employees in India. Here's a brief overview:
Objectives of ESIC:
• Health Coverage: To provide medical care and health benefits to employees and their dependents.
• Welfare Benefits: To offer benefits in cases of sickness, maternity, accidents, disability, and death due to employment.
• Financial Security: To ensure financial support to employees in the form of cash benefits during illness, accidents, or other eligible conditions.
Key Benefits Provided by ESIC:
1. Sickness Benefit: Cash compensation for employees during temporary illness.
2. Maternity Benefit: Financial support and medical benefits for female workers during childbirth.
3. Disablement Benefit: Compensation for permanent or temporary disabilities due to employment-related accidents.
4. Dependents’ Benefit: Financial support to the dependents of an employee in case of death due to work-related incidents.
5. Medical Care: Full medical facilities to insured employees and their families through ESIC hospitals, dispensaries, and tie-up hospitals.
Eligibility Criteria:
• Employees earning up to ₹21,000 per month (₹25,000 for persons with disabilities) are eligible for ESIC coverage.
• The employer and employee both contribute a specified percentage of the salary toward ESIC.
Contribution:
• Employer’s Contribution: 3.25% of the employee’s wages.
• Employee’s Contribution: 0.75% of the wages.
ESIC is a vital social security program that aims to protect the health and welfare of the workforce in India.