February 2026 Budget Close-Out || Debt & Financial Goals Update

Описание: Hello and welcome to From Debt to Dreams! I’m so glad that you found my little corner of the internet!

All of the charts I use to help us track our financial progress are from https://www.debtfreecharts.com

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About Me:
-My name is Brandy and I am 39 years old.
-My husband and I work full time. He is a social worker and I am a department coordinator.
-We have two kids under the age of 10.
-Our total debt as of February 28, 2026 (including our mortgage): $421,434.17
-The current focused financial goal: Save $5,025 for our Emergency Fund

– Here is our plan to save money and get out of debt (Plan restarted on 5/16/2025) -
Step One: Save $5,025 in an Emergency Fund. Current Balance: $1,479
Step Two: Pay off Debt!!
Here are our current debt balances:
My Federal Student Loan: $21,252.26
Debt Consolidation Loan: $61,086.90
Jason’s Federal Student Loan: $65,982.00
Mortgage: $273,113.01
Total Debt Balance: $421,434.17
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DISCLAIMER: I am not a financial advisor. I am simply sharing my family’s financial journey to become debt-free and find margin in our budget while using what we have. If you need financial help, please consult a professional financial advisor.
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