How To Do a Backdoor Roth IRA in 2026 (And Avoid the Mistake That Costs $2,000)

Описание: If you're a high-income earner, you've probably been told you can't contribute to a Roth IRA. That's only half the story.

In this video, I walk through the exact step-by-step process to execute a backdoor Roth IRA in 2026, including the single biggest mistake that turns a tax-free conversion into a taxable event.

We cover:
The 5-step backdoor Roth IRA process
The pro rata rule and how to avoid it
A real client example showing how to clear the tax trap
Three solutions to protect your conversion
Key tips for maximizing this strategy every year

Timestamps:
(00:00) Why a Roth IRA Matters
(01:45) What Is a Backdoor Roth IRA?
(02:30) Step-by-Step: How to Execute It
(06:45) The Pro Rata Rule
(08:45) Case Study: Sarah at Target
(10:45) Three Solutions to Avoid the Pro Rata Rule
(12:30) Key Tips and Mega Backdoor Roth

I'm Bjorn Amundson, a certified financial planner with Quarry Hill Advisors, specializing in helping corporate executives and high-earning professionals navigate complex financial decisions.

Need personalized guidance? Schedule an introductory strategy session at quarryhilladvisors.com

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