Malpractice Insurance or Professional Liability? What's the difference?

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Insurance can be confusing. We get a lot of questions about whether or not we provide malpractice insurance in our policy. Our website shows that the BWI policy includes Professional Liability coverage, but when you're asking about malpractice insurance what does that mean? This video helps explain the connection between Professional Liability and Malpractice Insurance. If you are a massage therapist, esthetician, or cosmetologist or if you teach classes, do demonstrations, or provide training in any of the above modalities, our Professional Liability will give you the coverage you need.

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The Bodywork Insurance Program (BWI) is an online program designed to respond to the needs of therapists and beauticians. We provide liability coverage to a wide variety of beauty & health professionals: massage therapists, cosmetologists, estheticians, and more. Our comprehensive coverage, affordable price, and easy online process allow us to meet our customers' needs and desires in liability insurance.

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Veracity Insurance Solutions, LLC is the program administrator and general agent for the ACT Insurance Program. Veracity began focusing on specialty General Liability, Product Liability, and Program Business insurance in 2002. Since then, they have been involved in the creation and ongoing administration of over 20 different association-based and Risk Purchasing Group programs. Located just south of Salt Lake City, UT, Veracity is committed to providing each client the best price and service possible. With over 40,000 small business accounts serviced, Veracity's team has the experience and expertise necessary to meet your needs.

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