Selling Your Home in Australia 2026 🚨 Age Pension Rules Every Senior Must Know

Описание: #agepension #australia #centrelink
Selling Your Home in Australia 2026 🚨 Age Pension Rules Every Senior Must Know

Welcome my YouTube channel, Centrelink Age Pension — your trusted home for clear, up to date, plain English guidance on Australian retirement, superannuation, and Age Pension rules. If you're a senior, a pensioner, or planning ahead for retirement in 2026, you're in exactly the right place.

In this video, we break down what really happens to your Age Pension when you sell your home in Australia in 2026. Your home is an exempt asset while you live in it, but the moment you sell, Centrelink's assets test and income test rules change everything. We cover the 12 to 24 month assets test exemption for sale proceeds, how deeming rules can quietly reduce your fortnightly payment even while your money is "exempt," the truth about downsizer superannuation contributions, the risks of granny flat arrangements and deprived asset rules that can affect you for five years, and how aged care and refundable accommodation deposits fit into the picture. We also explain how and when your pension can be reassessed and restored after a temporary reduction.

Whether you're planning to downsize, move closer to family, fund aged care, or simply protect your pension entitlements, this video gives you the practical knowledge you need before you sign a contract of sale.

📌 Free help: Contact the Financial Information Service (FIS) through Services Australia for a free, personalised assessment of your situation before making any decisions.

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00:00 – Intro Hook: The Pension Trap Nobody Warns You About
00:52 – Welcome to Centrelink Age Pension
01:15 – How Centrelink Treats Your Home Right Now
02:20 – Assets Test Limits: Where People Get Caught Out
03:40 – The 12–24 Month Home Sale Exemption Explained
04:50 – The Deeming Rules Shock Nobody Sees Coming
06:15 – What To Do Before You Sign a Contract
07:10 – Downsizing & Superannuation: The Truth About Downsizer Contributions
08:35 – Granny Flat Arrangements & the 5-Year Deprived Asset Rule
10:00 – Timing Your Sale the Smart Way
10:50 – Selling to Fund Aged Care: What's Different
11:50 – The Surprising Truth: Your Pension Can Be Restored
12:45 – Final Advice & Outro

#AgedCareAustralia #RetirementPlanning #SeniorsAustralia #PensionRules #ServicesAustralia #DownsizingAustralia #AssetsTest
#seniors #pensioners


Disclaimer
This channel provides general information about Centrelink and Age Pension updates. We are not affiliated with any government agency. All information is based on publicly available sources and news. Viewers are advised to verify details through official government websites such as Services Australia. We do not provide financial or legal advice. Always consult official sources or professionals before making decisions.