3 Mortgage Options When BANKS Say NO

Описание: Before deciding on a reverse mortgage, watch this first. Peter Fabry breaks down what it really means — and the alternatives you might not know about, including HELOCs, refinancing, downsizing, and family-assisted equity plans.

You’ll learn which options actually make sense for different retirement goals, how each one works, and what to watch out for. Plus, real examples of how Canadians used these strategies to stay in their homes and protect their equity.

Don't forget to subscribe to ‪@ReverseMortgagesCanada‬ for weekly videos! 🍁

0:00 What are the alternatives to a reverse mortgage?
0:58 When retirement costs make your home feel like a trap
1:22 The first thing we do — finding the best option for your needs
2:09 Why people consider reverse mortgages in Canada
3:05 Why reverse mortgages aren’t right for everyone
3:31 Alternative #1: Home Equity Line of Credit (HELOC)
3:39 How a HELOC works — and the hidden “gotchas”
4:52 2025 updates: banks cutting credit limits
5:44 Alternative #2: Refinancing your existing mortgage
6:04 How refinancing can lower payments or free up cash
6:55 Refinancing pros and cons for retirees
8:19 Alternative #3: Downsizing or relocating
9:08 Alternative #4: Shared equity / co-investment
9:53 Pros, cons, and legal considerations
12:00 Why legal guidance is essential
13:36 Why you shouldn’t rush into a decision
15:11 Final message: take care of your home and your peace of mind

Helpful Links:
👉 Free Home Equity Planning Guide → https://tinyl.co/3rGC
👉 Book a Free Call with Peter → https://tinyl.co/3rGW
👉 Free Reverse Mortgage Webinar for Canadians → https://tinyl.co/3rGb

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💬 Got a question about retirement planning or reverse mortgages in Canada?
Drop it in the comments. Peter personally replies to every one!

📍 About Rewind Mortgage
Rewind Mortgage helps Canadians 55+ make smarter, simpler mortgage and retirement decisions. Whether you’re planning ahead or already retired, we’ll help you stay in your home longer and live retirement your way.

📩 Contact: [email protected]
🌐 Website: https://rewindmortgage.ca
🔔 Subscribe for weekly videos: @ReverseMortgagesCanada

⚠️ Disclaimer:
We NEVER charge a fee for helping you arrange a reverse mortgage.
Experienced licensed advice is at no extra cost to you.

‘Rewind Mortgage’ (ON Business Number 1000861543) is a division of 11082191 Canada Inc. o/a ‘Broker It’ Mortgage Brokerage Lic. ON 13336 | NS 2023-3000791 | NL 24-07-110007 | NB 240054445 | PEI 727141681 ™ brand, website & social media