One Minute Monday: Inflation Eases, Labor Softens & What It Means for Rates

Описание: Hey everyone, it’s Doug Shoemaker with the Shoemaker Loan Team at Homestead Financial Mortgage — and welcome back to One Minute Monday.

This week we break down:

• National average mortgage rates
• Why I’m cautious about discount points right now
• Refinance watch thresholds
• Jobs data beneath the headline
• CPI inflation cooling to an 8-month low
• What’s happening with housing inventory
• Why mortgage bonds pressing resistance matters
• And how the 10-year Treasury drives your mortgage rate

If your current rate is:

✔ 6.75%+ Conventional
✔ 6.50%+ FHA or VA
✔ 7.00%+ Jumbo

It may be time to review your refinance strategy — not automatically refinance, but run the math.

Remember:
You can refinance a rate.
You cannot refinance a purchase price.

If you’re thinking about buying, refinancing, or just want a second opinion, I’m happy to run numbers with you. No pressure. No spam. Just strategy.

If you find this helpful, please like and subscribe — and if you know someone who needs clarity in this market, send them my way.

📞 Contact Information

Doug Shoemaker
Shoemaker Loan Team
📱 (618) 795-0790
📧 [email protected]

🌐 www.ShoemakerLoanTeam.com

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LinkedIn:   / dougshoemaker  

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⚠ Compliance Disclaimer

The information provided by Homestead Financial Mortgage is for educational purposes only. Products and interest rates are subject to change at any time due to fluctuating market conditions. Actual rates may vary based on factors such as credit score, down payment, loan type, and documentation provided. Homestead Financial Mortgage 14897 Clayton Road, Chesterfield, MO 63017 / NMLS# 222524 / NMLS# 488878 / Homestead Financial Mortgage is an Equal Housing Lender / For licensing information, go to: www.nmlsconsumeraccess.org