BANKING AND INSURANCE | UNIT 1 - 4 | ONE SHOT | SEM 7 | DU/SOL/REGULAR/NCWEB

Описание: Banking and Insurance One Shot Video (Unit 1 to 4) covering the entire Semester 7 B.Com (Hons) Delhi University syllabus (Regular, SOL, NCWEB

---

📘 Banking and Insurance (Unit 1 to 4) One Shot | B.Com (Hons) Semester 7 | Delhi University | SOL | NCWEB | Full Syllabus Explained

Welcome to Idea Infusion, your trusted YouTube channel for Delhi University B.Com (Hons) preparation!
In this complete one-shot video, we cover the entire Banking and Insurance syllabus (Unit 1 to 4) for Semester 7 of B.Com (Hons) — as per the latest CBCS and NEP 2020 syllabus applicable for Regular, SOL, and NCWEB students.

This video provides concept clarity + exam-oriented coverage in simple and easy language, ensuring you understand every topic clearly and score full marks in your DU exams.


---

🏦 Complete Coverage of Banking and Insurance – Units 1 to 4

Unit 1 – Introduction to Banking System

Meaning, nature, and importance of banking

Functions of commercial banks

Types of banks – Central, Cooperative, Scheduled, and Non-scheduled banks

Role of banks in economic development

Structure of the Indian banking system

Reserve Bank of India – functions and monetary policy tools



---

Unit 2 – Banking Sector Reforms and Developments

Evolution of Indian banking post-independence

Nationalisation of banks and its impact

Banking sector reforms since 1991 (Narasimham Committee)

Technological innovations in banking: Core Banking, NEFT, RTGS, UPI, Internet Banking, etc.

Financial inclusion and priority sector lending

Basel norms and capital adequacy requirements



---

Unit 3 – Insurance: Meaning and Concepts

Meaning, definition, and importance of insurance

Evolution of insurance – from reciprocal arrangements to modern insurance

Principles of insurance: Utmost good faith, indemnity, insurable interest, contribution, subrogation

Classification of insurance: Life and Non-life

Insurance contract – essentials and parties involved

Problems of adverse selection and moral hazard

Pricing of premium and claim settlement ratio



---

Unit 4 – Insurance Industry

Insurance penetration and density – India and the world comparison

Reinsurance industry – meaning, importance, and role of GIC Re

Captive insurance – concept, advantages, and corporate use

Catastrophe insurance – meaning, types, and relevance in India

Regulation of the insurance industry – Role of IRDAI, reforms, and latest developments



---

🎯 Why Watch This One-Shot Lecture?

⭐ Covers Units 1 to 4 completely in one detailed video
⭐ Based on latest DU B.Com (Hons) Semester 7 syllabus (CBCS / NEP 2020)
⭐ Perfect for Regular, SOL, and NCWEB students
⭐ Easy-to-understand language – simple explanation of complex topics
⭐ Includes important questions, theory highlights, and exam-focused points
⭐ Helpful for assignments, projects, and viva preparation


---

📚 Course Information

Subject: Banking and Insurance

Units Covered: 1, 2, 3, and 4

Course: B.Com (Hons)

Semester: 7

University: Delhi University (DU)

Applicable for: Regular | School of Open Learning (SOL) | Non-Collegiate Women’s Education Board (NCWEB)

Pattern: CBCS / NEP 2020



banking and insurance one shot, banking and insurance unit 1 to 4, banking and insurance full syllabus, bcom hons semester 7 du, delhi university bcom hons, du sol bcom hons, ncweb bcom hons, du bcom semester 7 lectures, banking and insurance explained, banking sector reforms in india, rbi functions, insurance industry india, IRDAI role and functions, reinsurance industry india, insurance penetration and density india, banking evolution and reforms, principles of insurance, du banking and insurance syllabus, idea infusion banking and insurance, bcom hons du notes, delhi university exam preparation, banking and insurance handwritten notes, insurance regulation india, du sol exam preparation, bcom hons semester 7 full course, insurance meaning and principles, IRDA act 1999, general insurance corporation india, banking and insurance revision


---

📢 Join the Idea Infusion Community

🎓 Subscribe to Idea Infusion for more one-shot lectures, handwritten notes, and exam-oriented crash courses for B.Com (Hons) Delhi University (Regular, SOL, NCWEB).

📲 Join our Telegram Channel to get:

Free handwritten notes

Previous Year Questions (PYQs)

Short revisions and PDFs

Latest DU syllabus updates



---

🔔 Stay Connected

👉 Subscribe: [Idea Infusion YouTube Channel]
👉 Follow on Telegram: t.me/idea_infusion
👉 Like, Comment & Share this video to help more DU students prepare easily!