Should you buy down your interest rate on a mortgage?

Описание: What are mortgage points and why are so many lenders pushing you to pay them right now? This video breaks through the sales pitch and gives you the real math behind mortgage points—when they work, when they don’t, and how to tell if they’re actually worth it in your specific situation. Too often, borrowers are sold on points as if they’re the only way to get a “good rate,” without ever being shown the long-term impact or how risky the bet really is. In just a few minutes, you’ll learn how to evaluate points like a pro, avoid a common trap, and walk away from your mortgage feeling confident you made the smarter call.

For a deeper dive on paying points: https://downsmortgagegroup.com/should...

#MortgagePoints #MortgageAdvice #HomeBuyingTips #MortgageRates #BuyingPoints #RealEstateExplained

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⏰ Timecodes ⏰

0:00 Should you pay points to buy down your mortgage rate?
0:42 What are mortgage points?
1:30 Understanding how points work
2:58 What is the risk of paying points?
3:40 The Math Behind Your Break-Even Point
4:37 What questions should you ask before paying points
5:46 Why are lenders always pushing paying points
6:45 So should you pay points or not?