Everything You Need To Know About T-Bills (Treasury Bills for Beginners in 2025)

Описание: In this starter guide I share why I decided to move some of my cash savings into a Treasury Bill ladder and provide general information on what Treasury Bills are and if they may be right for your cash management strategy.

T-Bills are backed by the "full faith and credit of the U.S. Treasury" and are tax-free at the state and local level. There are no fees or expense ratio for purchasing them, and you can customize your payouts and investment duration by staggering your purchases.

In my second video I will show you how to buy T-Bills at Fidelity and automate future purchases.

00:00 Intro
01:27 Step 1 (General Info)
04:52 Step 2 (Advantages)
08:07 Step 3 (Considerations)
10:47 Step 4 (Picking T-Bills)
16:54 Step 5 (Buying at Fidelity: go to next video)