Still Working at 65? How to Navigate Medicare with Advisor Melinda Caughill

Описание: Medicare is one of the most important, and often misunderstood, decisions in retirement planning, particularly for those who continue working beyond age 65.

In this episode of Planning Forward, we sit down with Melinda Caughill, Medicare Advisor at i65 Consulting, a trusted specialist known for providing objective, product-neutral guidance. Together, we explore how to approach Medicare enrollment with clarity and avoid the common missteps that can lead to unnecessary costs or gaps in coverage.

In this conversation:

✔ How to determine whether to enroll, delay, or partially enroll in Medicare
✔ The critical difference between large and small employer health plans
✔ What to consider before enrolling if you contribute to a Health Savings Account
✔ How special enrollment periods work, and why timing matters
✔ The mistakes that can create costly coverage gaps

The key takeaway: Medicare decisions should always reflect your unique situation. There is no universal rule that applies to everyone.

Planning Forward is designed to help you make confident, informed decisions so you can move toward retirement with greater certainty.

🔔 Subscribe for more expert conversations supporting smarter financial and life planning.

#Medicare #RetirementPlanning #PlanningForward #HealthcarePlanning #FinancialWellness #Second50 #RetirementStrategy