Buying a home in your 30s as a couple?

Описание: Buying a home in your 30s as a couple?
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Here’s the thing…The smartest money moves aren’t glamorous.
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They’re the quiet, unsexy decisions that future-you will thank you for (and could save you over $100,000).
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Here are 7 underrated tips I share with every couple in their 30s 👇
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1️⃣ Go bi-weekly, not monthly.
It’s not exciting, but it’s life-changing. Paying half every two weeks instead of once a month can cut years off your loan.
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2️⃣ Remove PMI early.
Once you hit 20% equity, ask your lender to cancel it. Most couples forget this step, and it’s like leaving free money on the table.
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3️⃣ Make your first payment early.
Even if your loan “skips” the first month, paying it anyway can save tens of thousands in interest.
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4️⃣ Ask for a seller rate buy-down.
Especially if the home’s been sitting for a bit. Many sellers will say yes to covering this.
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5️⃣ Get 3 mortgage quotes within 2 weeks.
It won’t hurt your credit (seriously), and couples who do this save around $80K over time.
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6️⃣ Explore local tax exemptions.
You might qualify just by living there full-time. Every city’s different, so look into it.
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7️⃣ Grab your 1098 form every year.
It helps you claim mortgage interest, PMI, and property taxes on your taxes. Huge for homeowners.
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These aren’t flashy. They don’t go viral.
But they’re what help couples in their 30s build wealth quietly and stress less about their mortgage.
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