OPS vs UPS Explained: Old Pension Scheme vs Unified Pension Scheme 2025

Описание: Dive into the complete comparison of OPS (Old Pension Scheme) versus the new Unified Pension Scheme (UPS) in this easy-to-follow breakdown.
You'll learn:
What OPS offered—a fixed, lifetime pension based on your last drawn salary.
Why UPS was introduced—to reduce government liabilities and maintain fiscal discipline.
How both schemes differ in impact: stability vs market-linked benefits.
Real-world examples comparing OPS and UPS outcomes.
Pros and cons that matter for your retirement planning.
Whether you're a government employee, financial planner, or retired professional—this video gives you the clarity you need to assess your options.
Don’t forget to Like, Share & Subscribe for more insights on government pensions and financial planning!

📌 Chapter Timestamps for OPS vs UPS Video
00:00 – Introduction | Importance of Pension Schemes for Govt Employees
00:38 – What is OPS (Old Pension Scheme)?
01:11 – OPS Example: Raju’s Pension Case
01:31 – OPS Source & Authentic References
01:39 – What is UPS (Unified Pension Scheme)?
02:06 – UPS Example: Chutki’s Pension Case
02:30 – History of OPS: British Era to 1990s
03:01 – Fiscal Health of Government Explained
03:31 – Why Government Introduced UPS in 2004
03:51 – OPS Benefits
04:08 – OPS Drawbacks
04:17 – UPS Benefits
04:32 – UPS Drawbacks
04:46 – Practical Scenarios: Employee 2002 vs 2006
05:22 – OPS vs UPS: Which is Better?
05:37 – Outro (Like, Share & Subscribe)


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