UDGAM Portal Explained: How to Find Your Unclaimed Bank Money | Govt Reveals Huge Bank Deposits Data

Описание: Unclaimed bank deposits in India have crossed ₹72,454 crore as of January 28, 2026, Minister of State for Finance Pankaj Chaudhary told Parliament, highlighting concerns over funds lying untouched for over a decade. The bulk of these deposits are with public sector banks, followed by private and foreign lenders, after inactive accounts and unclaimed term deposits were transferred to the RBI’s Depositor Education and Awareness Fund. To help customers trace forgotten money, authorities have introduced the UDGAM online platform and new banking law amendments allowing up to four nominations, aiming to reduce unclaimed balances and improve access for rightful owners.



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