Capital One vs Neo Secured Credit Card | Best Card to Rebuild Credit in Canada

Описание: Most people trying to rebuild their credit make one huge mistake.



They focus on removing negative accounts but forget to add positive credit activity.



If you do not have a credit card reporting every month, you are missing 35 percent of your credit score.



Two secured cards I consistently recommend to clients rebuilding their credit are Capital One and Neo Financial.



Capital One has one of the lowest barriers to entry. Even people with multiple collections are often able to get approved for their secured card.



Neo recently made a major upgrade. They now report to both TransUnion and Equifax, which makes them far more powerful for rebuilding credit.



They also give you instant digital access to your card before the physical one even arrives.



Both cards also allow you to graduate to an unsecured credit card once your credit improves, which means you get your deposit back and regain access to traditional banking credit.



If collections, charge offs, or negative accounts are still holding your credit down, we help Canadians dispute inaccurate items and rebuild their credit profile.



📩 For help fixing your credit anywhere in Canada
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