Resale property purchase timeline - The crucial steps you need to know!
Автор: Ron Lim (Own It Real Estate)
Загружено: 2025-12-07
Просмотров: 194
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Planning to sell your HDB and upgrade to a private property, but worried about the timeline, cash flow, CPF refund timing or ending up without a place to stay?
In this video, I break down a real case study from a recent consultation, showing you exactly how to match your HDB selling timeline to your private resale purchase for a smooth, zero-stress transition.
You’ll learn:
✔ HDB selling timeline explained
– Intent to Sell
– 7-day cooling period
– OTP process
– Valuation, loan, COV
– Submission timeline
– Completion flow
✔ Extension of Stay: What you must know
– 3-month limit
– MOP implications
– Owner-occupier rules
– Property tax differences
✔ Private resale buying timeline
– 1% option fee
– Exercise period
– Exercise payment
– Stamp duty deadlines
– 25% downpayment structure
– How to align this with your HDB sale
✔ Bridging Loan scenarios explained clearly
– When you need it
– 20% bridging
– 4% + Stamp Duty bridging
– Common mistakes buyers make
✔ How to match both timelines for a seamless upgrade
– Smooth handover planning
– Cashflow timing
– CPF refund and withdrawal timing
– What to negotiate BEFORE placing an offer
If you're upgrading from HDB to private, this guide helps you avoid delays, extra costs, or a painful vacant-period situation.
If you want a personalised timeline planned for your property journey, feel free to reach out to me for a full consult http://wa.me/6593215858
#sellbuyproperty #timelineplanning #hdbtimeline #privatetimeline #bridgingloan #timelinenegotiation #singaporeproperty #propertyupgrading #sellhdbbuyprivate
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