My NEW 2025 Credit Card Strategy (Optimizing *EVERY* Dollar)

Описание: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards. Click "More" to see the Advertiser Disclosure.

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Resources Mentioned
Credit Cards Mentioned: https://chrishutchins.com/blog/whats-...
⁠Credit Card Holder Wallet⁠: https://amzn.to/4e9OL2M
Frequent Miler Premium Card Worksheet: https://frequentmiler.com/which-premi...
Copilot: Free 2 months with code HACKS2: https://chrishutchins.com/copilot
Chris’ Card Optimizer Tool: https://chrishutchins.com/cardtool
Southwest Companion Pass Complete Guide 2025: https://frequentmiler.com/complete-gu...
Kick Bookkeeping: 50% off your first year here: https://chrishutchins.com/kick
Credit Card Trackers
CardPointers Pro: 30% off here and 50% off here: https://chrishutchins.com/join
CardRight: https://cardright.com/
Travel Freely: https://travelfreely.com/
AwardWallet: https://awardwallet.com/
The Points Guy App: https://thepointsguy.com/app/

ATH Podcast
Membership: https://chrishutchins.com/join
2025 Iceland Trip: https://chrishutchins.com/iceland
Ep #152: Credit Cards: What's in My Wallet for 2024: https://chrishutchins.com/whats-in-my...
Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?: https://chrishutchins.com/cash-back-v...
Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo): https://chrishutchins.com/citi-credit...

Full Show Notes
00:00 Introduction
00:44 Quick Episode Overview
02:27 The 3 Main Reasons to Own Credit Cards
06:31 Things to Keep in Mind About Welcome Bonuses
08:52 Chris' Credit Card Goals for 2025
11:53 Points vs. Cash Back
15:42 Why You Should Identify Your High Spend Categories
18:00 How to Calculate the Value of a Card
21:22 Review of Current Cards in Chris' Wallet
29:10 Bank of America Cards
31:26 U.S. Bank Cards
32:15 Citi Cards
33:54 The Bilt Mastercard®
35:38 Understanding the Major Spending Categories
38:06 Maximizing the Travel Category
43:00 Earnings via Travel Portals
46:06 Other Categories: Wholesale Clubs, Phone Service, Gas
48:22 Managing Business Expenses (+ Kick Bookkeeping)
50:20 New Cards for 2025
53:53 How Chris Keeps Track of All His Cards
01:00:28 Big Changes to Popular Travel Card & New Travel Biz Card

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