Working Past 65 and Confused About Medicare? Let's Talk!

Описание: Still Working at 65 and Unsure About Medicare? Watch This Before Making Costly Mistakes!

Working past age 65 and confused about Medicare? You’re not alone—and making the wrong decision could cost you thousands 💸. In this video, David Kurtz from Senior Benefit Services breaks down 7 costly Medicare mistakes people make when they delay retirement, and exactly how to avoid them.

➡️ Who is this for?
If you're 65+, still employed, or helping a parent navigate Medicare while working—this guide is essential. You’ll leave with the clarity and confidence to make smart Medicare choices that protect your health and wallet.

Common Questions Answered:
What happens to Medicare if I keep working after 65?
Should I enroll in Medicare Part B while employed?
What is credible coverage for Medicare?
How does Medicare coordinate with employer insurance?

💡 Key Topics Covered:
How employer size impacts Medicare primary vs. secondary status
What happens if you miss your Initial Enrollment Period (IEP)
Rules for Special Enrollment Period (SEP) after retirement
HSA contribution limits and Medicare retroactive coverage
Comparing employer insurance vs. Medicare costs
Avoiding lifelong Part D penalties
Managing automatic Medicare enrollment if you collect Social Security

🧠 Semantic Context:
Medicare coordination with employer group plans, retirement healthcare planning, COBRA coverage implications, and Part D prescription rules are explained with real-life examples from Maryland, West Virginia, and Pennsylvania. This ensures you avoid enrollment gaps and IRS penalties while maximizing benefits.

⏱️ Timestamps:
00:00 – Intro
00:43 – Mistake #1: Employer Size Confusion
03:31 – Mistake #2: Missing the IEP
05:12 – Mistake #3: Mismanaging SEP
07:31 – Mistake #4: HSA Contributions
09:02 – Mistake #5: Not Comparing Costs
11:15 – Mistake #6: Forgetting Part D
13:59 – Mistake #7: Automatic Enrollment Oversight
15:31 – Medicare Guidance You Can Trust

🔗 Helpful Resources:
https://seniorbenefitclient.com/new-t...
Hagerstown MD location: https://g.co/kgs/iE6Ypkc
Cumberland MD location: https://g.co/kgs/vLkkTer
Thurmont MD location: https://g.co/kgs/2FwdT3g

📞 Need expert help?
Senior Benefit Services offers free consultations and personalized guidance—plus access to a Social Security advisor to optimize your retirement benefits. Call us at (800) 924-4727 to get started.

💬 What’s your biggest Medicare challenge while working past 65? Drop it in the comments!
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