NPS New Rules 2025 | Withdraw More, Annuity Less – Full Breakdown

Описание: Description:

The latest PFRDA amendments have introduced major changes to NPS withdrawal limits and annuity requirements, giving subscribers greater flexibility and control over their retirement savings.

In this video, we explain:

✅ New lumpsum vs annuity ratios

✅ Increased 100% withdrawal thresholds

✅ Special rules for Non-Government, Government, NPS-Lite, and subscribers joining after age 60

✅ Introduction of SUR (Systematic Unit Withdrawal) and SLW

✅ Changes in partial withdrawals, medical withdrawals, and lien on corpus

🔹 Key Highlights:

Up to 80% lumpsum withdrawal for Non-Government subscribers

100% withdrawal limit increased to ₹8 lakh (and ₹12 lakh in some cases)

Greater flexibility for nominees and senior citizens

New alternatives to traditional annuity options

📌 These changes aim to make NPS more subscriber-friendly, flexible, and aligned with modern retirement needs.

👉 Watch till the end to understand how these rules may impact your retirement planning.

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Disclaimer:
This video is for informational purposes only. Rules are based on current PFRDA guidelines and may change. Please consult official sources or a financial advisor before making decisions.

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