AI Podcast Episode 3 स्वास्थ्य बीमा Nepal Swastha Beema Full Guide – Subsidy, Claim, Limit & Problem

Описание: 🎙️ Welcome to Nepal’s First AI-Powered Podcast!
In Episode 3, we explore everything about Nepal’s Swastha Beema (Health Insurance Program) — powered by Artificial Intelligence.

🧠 What You’ll Learn:

Govt. Health Insurance Overview

Registration, Claim & Premium Limit

Who gets Subsidy? Senior Citizens, Critical Illness, HIV+ & more

Covered Services (OPD, IPD, Surgery, Medicine)

Where and How to Get Services

Cashless Process & Co-payment Explained

Why this system is struggling & what’s next!

⏱️ Timestamps / Chapters
00:00 – 🎙️ Introduction to the Episode
00:33 – 🏥 Background of Nepal's Health Insurance Program
01:32 – 📝 Registration, Claim Process, Premium & Coverage Limits Explained
02:45 – 💸 Subsidy on Premium for Vulnerable Groups (Senior Citizens, HIV, Disability, Critical Illness)
03:43 – 🔄 How to Register & Renew Your Health Insurance in Nepal
04:32 – 💊 What’s Covered: OPD, IPD, Surgeries & Medicine
05:32 – 📍 Where to Get Services Using Your Swastha Beema
06:10 – 🆓 How Cashless Service Works in Health Insurance
07:08 – ⚠️ Limitations of the Current Health Insurance System
07:35 – 🤔 What is Co-Payment? Why Do You Pay Despite Having Insurance?
09:12 – 📉 Present Status & Key Challenges of the Program
11:22 – 💰 Financial Crisis Faced by the Health Insurance Board
12:56 – ❓ Is NPR 1 Lakh Limit Really Enough?
13:30 – 🛠️ Government's Current Efforts to Solve These Issues
14:33 – 🚀 Future Plans to Reform Health Insurance in Nepal
15:18 – 💼 HIB’s Efforts Toward Financial Sustainability
16:13 – 📋 Episode Summary – What We Covered
16:32 – 🗣️ Final Thoughts & Our Opinion

Video On: AI Podcast Episode 3 स्वास्थ्य बीमा Nepal Swastha Beema Full Guide – Subsidy, Claim, Limit & Problems
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