Buy Whole Life Insurance they say - Salesmen are lying to you
Автор: Rich on Money
Загружено: 2021-04-03
Просмотров: 135288
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I just remade this video for 2025. See it here:
• Whole Life Insurance Scam - What the Sales...
Whole life insurance is the most misleading investment or "tool" I've ever seen in my life. It's essentially a scam.
The commissions are sky-high, usually around one year of premiums.
It's absurdly complicated so as to be impossible to understand your true return on investment.
You get locked into a high payments that are hard to get out of for most or your life, and the returns are horrible.
If you do get out of the policy (most people end up cancelling) there are possibly penalties and tax consequences.
You get tricked into thinking that borrowing on your cash value is some kind of amazing benefit.
It's not.
I'll tell you why.
I talk about the benefits whole life insurance salesmen will "sell" to you, and then the truth behind each one.
If you are a whole life insurance salesmen, I hope we can still be friends.
Rich on Money
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