How to Exit Your Business | Don’t Wait to Plan: Strategize & Transfer Your Legacy | Luke Britt

Описание: Planning the future of your business isn’t just about selling at the right time — it’s about protecting what you’ve built, aligning the right advisors, reducing risk, and preparing your family for multi-generational success.

In this episode, Matt sits down with Luke Britt, CLU®, RICP®, Practice Director of Advanced Planning at Level Four Financial. Luke works with ultra-high-net-worth families and business owners on integrated estate planning, business succession, tax strategy, and preparing a company years before an exit decision is made.

Together, Matt and Luke unpack:
💼 Business Exit Strategy
Why waiting is the #1 mistake owners make
How to de-risk a business to increase valuation
What buyers want in clean financials and organized data
The essential advisors in a successful transition

🏛️ ESOPs & Advanced Options
When an ESOP is the right fit
Why ESOPs protect culture and retain talent
EBITDA and structural requirements owners should know

🏠 Integrated Estate & Legacy Planning
How aligned advisors prevent costly mistakes
Why “spoiling kids” is often a myth
What wealthy families should transfer beyond money
How to build a 100-year family mission

Luke also discusses private credit, real estate allocation, and the mindset shift from “running a business” to leading a family enterprise. Whether you’re years from selling or simply planning ahead, this episode reframes how to think about wealth, purpose, and transition.

👋 Connect with Luke Britt:
Practice Director – Advanced Planning & Business Solutions
Level Four Financial | CRI Advisors
🌐 www.levelfourgroup.com
📧 [email protected]
📞 972.284.5481
Linkedin:   / lukebritt  

👋 Connect With Matt Templeton
Real Estate Planner | Wealth Transfer Strategist
Founder | Templeton Real Estate Group
If you need trusted introductions to attorneys, CPAs, financial advisors, 1031 experts, or estate professionals — reach out anytime.
📧 [email protected]
📞 972-677-3991

We guide families through life’s biggest real estate transitions.

🕒 SHOW NOTES:

00:00 — Introduction
Why business planning and legacy go hand in hand.

01:00 — Luke’s Role
Business advisory + advanced estate planning. How the two align to prepare for an eventual transition.

02:00 — Tax Expertise + Pastoral Insight
Why technical solutions alone aren’t enough.

03:00 — Preparing the Family
Why “spoiling kids” is a myth when values are clear.

05:30 — How Business Advisory Works
Data gathering → modeling → de-risking → exit path selection.

08:00 — ESOPs Explained
Who they’re for, why they protect culture, and when they make sense.

11:00 — Liquidity & Tax Timing
Why delayed payouts can help owners.

12:00 — ESOP Qualification
EBITDA, employee count, and readiness.

14:00 — Integrated Planning
Why advisors must communicate — and what happens when they don’t.

15:30 — Real-World Mistakes
How misaligned advisors lead to problems.

18:00 — UHNW Portfolio Mixes
Private equity, hard assets, private credit, and illiquidity.

21:00 — Building a Family Investment Office
How entrepreneurs create internal review systems.

23:00 — Avoiding Noisy Assets
The shift from chasing returns to preserving wealth.

25:00 — Preparing Financials
Why clean data and reviewed reports matter.

27:00 — Don’t Wait
What separates satisfied sellers from regretful ones.

28:00 — The Right Advisory Team
Who must be involved and why coordination matters.

30:00 — Luke’s Next Article
Long-range family planning and multi-generation thinking.

33:00 — Becoming the Family CEO
Structuring governance and decision-making.

35:00 — Where to Find Luke