7 reasons why your loan my be denied by an underwriter
Автор: Michele Snyder Indianapolis Realtor
Загружено: 2023-09-12
Просмотров: 2718
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7 reasons why your loan 💵 may be denied by an underwriter
1) Your credit scores are too low
2) Income is too low for the house 🏡 you want to buy
3) Late payments on your credit files - lowers your credit scores
4) Debt to income ratio is off - paying down debt will help this
5) unexplained cash 💰 deposits into your accounts - underwriter will ask
6) Job changes - lender like to see 2 years but there are exceptions
7) Inspection issues ( appraisal issues ) especially if it affects structure of the home 🏡
If you are in the Indianapolis area and need a Realtor to help you …. Reach out I’d love to help!
𝘔𝘪𝘤𝘩𝘦𝘭𝘦 𝘚𝘯𝘺𝘥𝘦𝘳, 𝘙𝘦𝘢𝘭𝘵𝘰𝘳®
𝘮𝘪𝘤𝘩𝘦𝘭𝘦@𝘮𝘪𝘤𝘩𝘦𝘭𝘦𝘴𝘯𝘺𝘥𝘦𝘳.𝘤𝘰𝘮
317-752-1003 𝘤𝘦𝘭𝘭
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#credittips #ficoscore #homebuyingtips #buyingahouse #fishersindiana
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