3-17-26 Fixing Your Broken Emergency Fund

Описание: IIs your financial plan built to survive a market crash — or a $5,000 emergency?
Lance Roberts & Jon Penn break down what retirees and younger workers both need to know about protecting their money when the economy sends mixed signals.

Whether you're protecting a nest egg or just starting to build one, this episode gives you a practical framework for financial resilience — no matter what the market does next.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer

0:00 - INTRO
0:58 - Q4 GDP Weaker Than Expected: Implications
5:38 - Markets Bounce off 200-DMA
11:04 - Achieving Financial Independence - How You Know You've Made It
14:46 - Retirement Accounts' Intended Use vs New Rules
17:37 - 401k Plan Access vs Participation
20:39 - The High Cost of Eating Out
22:41 - Comparative High Costs of Hamburgers
24:26 - Market Moves - Price of Admission
26:15 - Creating Financial Cushions & Structuring Savings
30:21 - T-Bills & Bonds in the Savings Mix
34:10 - Volatility is Not Your Friend in Emergency Accounts
36:04 - Rice & Beans to Get Rid of Debt
37:58 - Channeling Dave Ramsey
42:00 - The Process of Getting Out of Debt
45:05 - Getting Fee'd to Death
48:27 - E-Book Tease - Ten Laws of Wealth & Money
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Watch our previous show, "Oil Shock - Markets Reprice Risk,"
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Articles Mentioned in Today's Show:
"Treasury Bond Yields Don’t Lie: But Wars Don’t Drive Them"
https://realinvestmentadvice.com/reso...
"Financial Nihilism & The Trap Young Investors Are Walking Into"
https://realinvestmentadvice.com/reso...
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The latest installment of our new feature, Before the Bell, "Market Bounces Off 200-DMA — Rally or Trap?" is here:
   • 3-17-26 Market Bounces Off 200-DMA — Rally...  
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Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-...
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