These Habits Aren't Just for the Wealthy | Retirement Talk Ep 9 – LaTour Asset Management

Описание: In this episode of Retirement Talk, Jim Margraf and Josh LaTour from LaTour Asset Management break down essential financial habits commonly associated with the wealthy — and explain how they’re accessible to everyone, regardless of income. From budgeting smarter and paying yourself first to avoiding costly debt and maximizing savings returns, this discussion is packed with actionable tips to help you build a secure financial future.

Whether you're just starting out or looking to refine your strategy, these habits can help you take control of your finances and set a strong foundation for retirement.

Timestamps:
00:00 - Introduction and catching up
02:51 - Habits that lead to long-term financial success
06:54 - Why these habits aren’t just for the wealthy
08:59 - Teaching good habits to the next generation
09:19 - Pay yourself first: Saving as a priority
10:47 - 401(k) strategies and increasing contributions
12:34 - Planning for large annual expenses
13:05 - Using high-yield savings accounts
15:46 - Live below your means and watch lifestyle creep
17:55 - Budgeting for intentional spending
19:15 - Stay clear of costly debt: Credit card traps and payoff strategies
20:55 - Debt snowball vs. avalanche methods explained
23:17 - Plan aggressively: Work with a financial professional
25:31 - Prioritize assets over liabilities
26:56 - Get educated: Understand your investments
28:21 - How to contact LaTour Asset Management

📞 Have questions? Need advice? Contact us to set up a consultation today!

👉 Call us at 417-614-5402
👉 Visit us at https://latourasset.com

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Investment Advisory Services offered through LaTour Asset Management, LLC, an investment advisor in the states of Missouri, Arkansas, Texas, and Alaska, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Insurance products and services offered through LaTour Advisory Group Inc.  LaTour Asset Management, LLC and LaTour Advisory Group Inc. are affiliated companies. LaTour Asset Management, Joe LaTour, Jim Margraf, and Josh LaTour are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be considered legal, tax, or investment advice. Investing involves risk, including possible loss of principal. Always consult a qualified advisor before making financial decisions.