🚨 Big 401(k) Change Ahead for High Earners 50+ 🚨
Автор: Riley Higgins & Associates, LLC
Загружено: 2025-12-08
Просмотров: 8
Описание:
Starting next year, workers age 50 and older earning more than $145,000 will lose a major 401(k) tax break.
As @Bridget with @RileyHiggins explains to @erinkennedy, catch-up contributions that used to reduce taxable income must now be made after tax - as Roth contributions. That could mean less take-home pay today, but potentially tax-free withdrawals later.
In this interview, Victoria answers:
💬 What does this mean for your retirement strategy?
💬 Should you reconsider Roth vs. traditional contributions?
💬 And can strategies like Roth conversions or HSAs help offset the lost deduction?
If you'd like to speak with Bridget to determine if tax-deferred or tax-free is better for you and your retirement, if you'd like to learn about other strategies to reduce your taxable income, or if you want to supercharge your retirement savings, please call xxx or visit www.RileyHiggins.net
#RetirementPlanning #401k #Roth401k #TaxStrategy #FinancialPlanning #RetirementSavings
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