🚨 IF YOU WERE BORN BEFORE 1960—SOCIAL SECURITY IS NOT TELLING YOU THESE TWO THINGS

Описание: If you were born before 1960 and you are on Social Security right now, there are two very specific things happening in 2026 that could be quietly reducing your monthly check — and Social Security is not going to call you about either one.
For people born between 1943 and 1954 — if you are a widow or widower, Social Security may have never compared your retirement benefit against your survivor benefit. One phone call could permanently change your monthly amount. And if your Medicare Part B premium is above $185 a month, the SSA-44 appeal form may reduce or eliminate the IRMAA surcharge you are paying based on income you no longer have.
For people born between 1955 and 1959 — your full retirement age falls between 66 and 67 down to the exact month. The difference between claiming at the right time versus the wrong time is not small. On a $2,000 monthly benefit the gap between the two decisions adds up to over $123,000 in lifetime income.
Social Security processed these decisions without fully explaining the long-term dollar impact. This video closes that gap.


#SocialSecurity | #SurvivorBenefit #RetirementIncome #IRMAA #SocialSecurityBenefits
#SeniorFinance | #RetirementPlanning | #WidowBenefits