The Fed Just Raised Rates: Buy a House Now or WAIT?

Описание: The Fed just raised interest rates, so should you buy a house now or wait for lower mortgage rates? We run the real math on a $400,000 home at 7% vs 6% and show why waiting for a lower rate can leave you with the exact same monthly payment.

If you're stuck between buying now and waiting, this video gives you a simple framework to decide with confidence, without trying to predict the Fed, the economy or the housing market.

We cover:

Monthly payment math on a $400K house at 7% vs 6%
What happens if home prices rise 10% while you wait
Three situations where waiting actually makes sense
Why "I'll just refinance later" is a backup, not a plan
How to calculate your refinance break even point
The 4 rate stress test to run before you make an offer

Subscribe for more breakdowns on money, housing and the decisions that hit your wallet.

Are you buying now or waiting? Tell us in the comments.

This video is for educational purposes only and is not financial advice.


#BuyNowOrWait #MortgageRates #FedRateHike #HomeBuying #FirstTimeHomeBuyer #RealEstate #HousingMarket #Refinance #InterestRates #PersonalFinance #HousingMarket2026 #MortgageTips #FederalReserve #HomeBuyingTips #MoneyTips