Real Talk with a Lender | Mortgage Tips for First-Time Homebuyers | Tierra Hensley, Realtor

Описание: Thinking about buying a home but overwhelmed by the mortgage process? In this video, I sit down with my lender friend Dylan Crews to break down the home loan process in simple terms. We talk about everything from pre-approvals and credit scores to interest rates, buydowns, and even 0% down programs. Whether you’re buying your first home or just need a refresher, this conversation will help you feel more confident and ready to take the next step.

📍 Serving Spring Hill, Columbia, Franklin, and all of Middle Tennessee
🏡 First-time homebuyer? Relocating to Tennessee? This one’s for you.
⏱ Timestamps
0:00 – Intro
1:08 – Meet Dylan Crews (Lender Intro)
1:41 – What buyers should know before starting the process
2:42 – Pre-approval vs. pre-qualification
3:52 – Should you shop for a house or get pre-approved first?
5:29 – How does pre-approval affect your credit score?
7:24 – What documents are needed for pre-approval?
8:21 – How long does a pre-approval last?
9:08 – Can you switch lenders during the process?
10:00 – What if your financial situation changes after pre-approval?
11:03 – How interest rates affect your monthly payment
12:08 – What is a rate buydown and how does it work?
13:19 – Are there any 0% down loan programs available?
13:58 – Advice for buyers who are on the fence about purchasing
14:52 – Outro

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📩 Reach out if you have questions or want to get started with the home buying process.

Dylan Crews - NMLS# 1987505
Home Loan Partner | The Michael Brown Team
CHURCHILL MORTGAGE
1749 Mallory Lane | Suite 100
Brentwood, TN 37027 (615) 767-5243
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Tierra Hensley - Tennessee REALTOR®
eXp Realty
📞 Call/Text/Direct - 931-486-4537
📧 [email protected]
🏢 888-519-5113 ext 808
📍 3401 Mallory Lane Ste 100
Franklin, TN 37067

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