Can You Work While Claiming Social Security? (What You Must Know)

Описание: Can you work while claiming Social Security?
The answer is yes — but there are important rules you must understand before you apply.

In this video, I explain how working can impact your Social Security benefits, including:
When working can reduce your benefit
How the earnings limit works before Full Retirement Age
What changes after you reach Full Retirement Age

If you’re thinking about claiming Social Security and continuing to work — or already receiving benefits — this is information you need before you make a decision.

This video is for:
People nearing retirement
Professionals planning when to claim Social Security
Anyone who wants to avoid costly mistakes with their benefits

Link to information about earnings test.
https://www.ssa.gov/oact/cola/rtea.html

Many people believe filing for benefits is simply about choosing an age. In reality, Social Security decisions impact lifetime income, spousal coordination, survivor benefits, taxes, and overall retirement stability.

My process begins with a personalized Social Security Optimization Roadmap — a structured analysis designed to clarify your claiming strategy and coordinate it with your broader retirement picture. Once your strategy is clear, we implement the appropriate retirement and asset protection solutions based on that modeling.

If you’re looking for general education, continue exploring the videos on this channel.

If you would like personalized strategy and coordination, please review how the Social Security Optimization Roadmap works before scheduling a session. This ensures our time together is focused and productive.

Learn more about the Roadmap here:
https://rssa.com/analyst/lamacca-holm...

👉 Book a Clarity Session:
https://app.callbackcrm.com/v2/previe...

Free financial literacy and Social Security workshops are available — both in person and virtually — for organizations, community groups, churches, libraries, and professional networks.

⭐ Important Disclosure ⭐

⚠️ I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any U.S. federal government agency. I am a licensed financial professional, but I am not your personal advisor. This content is for educational purposes only and should not be considered specific financial, legal, or tax advice. Please consult your own licensed professionals before making decisions.