How to Design Your Semi-Retirement Budget (Without Guesswork)

Описание: How to Design Your Semi-Retirement Budget (Without Guesswork)
One of the biggest fears about semi-retirement is wondering: Will my money last?
The good news is you don’t have to guess. In this video, I’ll walk you step by step through how to design a semi-retirement budget that gives you clarity, flexibility, and peace of mind.

I’ll share:
✅ How to track your REAL monthly needs.
✅ How to separate “needs” from “wants” (without losing joy).
✅ Smart cost-cutting strategies that don’t feel like deprivation.
✅ Why an emergency fund is non-negotiable.
✅ How part-time or flexible income can stretch your savings.
✅ How to test drive your budget before leaving your paycheck behind.
✅ A sample retirement budget based on national averages.

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Whether you’re close to retirement or already making the transition, you’ll come away with a roadmap you can adapt to your own lifestyle.

👉 Don’t miss the first two videos in this semi-retirement series — you’ll find the playlist at the end of this video.

👉 Subscribe so you don’t miss what’s next: Starting next week, I’ll be adding weekly videos on health and wellness to help you live strong, healthy, and happy in retirement.
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Chapters
00:00 Stop Guessing Your Semi-Retirement Budget
00:39 Why Budgeting Is Peace of Mind
01:12 Step 1: Know Your True Monthly Needs
02:27 Step 2: Differentiate Needs vs. Wants
03:51 Step 3: Cut Costs Smartly (Without Feeling Deprived)
04:52 Step 4: Build in an Emergency Cushion
05:40 Step 5: Add in Part-Time or Flexible Income
06:41 Step 6: Test Drive Your Budget
07:30 Sample Budget Example (Based on Averages)
09:48 Closing Thoughts
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🔑 Keywords
• Semi-retirement budget
• How to budget for retirement
• Retirement spending plan
• Retirement lifestyle planning
• Retirement money management
• Retirement budget example
• Retirement planning over 60
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Hashtags
#SemiRetirement #RetirementBudget #RetirementPlanning #FinancialFreedom #RetiredLife
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Disclaimer
This video is for informational purposes only and reflects my personal opinions and experiences. It is not financial, health, or personal advice. Always do your own research and make informed decisions. In the future, some links or ads may support the channel by earning income at no additional cost to you.
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