Can you ACTUALLY Get a 3% Mortgage in 2025? | Assumable VA Loans in San Diego

Описание: Looking for ways to buy a home in San Diego with a lower interest rate? In this video, we break down the benefits of Assumable VA Loan Homes San Diego, how the process works, and why it’s such a powerful tool for military and VA buyers. You’ll discover step-by-step tips on How to Assume a VA Loan, what Loan Assumption really means, and how it can save you thousands when upsizing or relocating. Whether you’re active duty, a veteran, or just exploring smarter financing, this guide shows how va assumable and assuming a mortgage strategies give you a real advantage in today’s market. Perfect for anyone considering military relocation San Diego homes or planning their next move.

If you're thinking about living in San Diego, we cover everything from Southern California Homes, the Pros & Cons of Living in San Diego, and the Best Places to Live in San Diego, to area guides like Coronado CA, La Mesa CA, and Imperial Beach CA. Watch our Property Tours in San Diego, Drone Footage of San Diego, and immersive Vlog Tours in San Diego for a true Overview of San Diego and discover Why You Should Move to San Diego!
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🤔Thinking of Moving to San Diego CA? Let's Chat!
📱 Call or Text: 619-750-2751
📧 Email: [email protected]
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00:00 – The Interest Rate Trap
Why so many homeowners feel stuck and can’t move up in today’s market.
00:33 – Smarter Alternatives Than Rate Buydowns
Why temporary buydowns don’t solve the problem and what to do instead.
00:49 – Meet Jed Bratt – Living in San Diego
Quick intro, who I help, and how to connect with me.
01:05 – The Real Cost of Higher Rates
How a jump from 3% to 6%+ makes upgrading nearly impossible.
01:29 – The Assumable Mortgage Hack
How assuming a mortgage lets you keep low 2–4% rates.
01:53 – Real Client Example
Using equity + loan assumption to upsize, save, and even pocket cash.
02:12 – Why Now Is the Time
Market conditions, equity leverage, and slower competition.
02:32 – How Loan Assumption Works
Step-by-step on bridging the equity gap without taking on a new high-rate loan.
03:28 – Veterans’ Competitive Edge
Why VA buyers with va assumable loans have more negotiating power.
04:18 – Why VA Loans Stand Out
More VA assumables available near San Diego military bases.
04:34 – Financing the Gap with a Second Loan
How blended rates can still beat today’s 7% new mortgages.
05:38 – Downsides to Watch Out For
Timelines, fees, and seller hesitations with loan assumptions.
06:36 – Wrapping It All Up
Summary: using assumptions to upsize, stay invested, and beat the rate trap.
06:58 – Bonus Tip: Strengthen Your Offer
How to prepare with pre-approval and property readiness.
07:17 – Let’s Connect
Buying, selling, or relocating? How to reach me for your next move. ===================================
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DISCLAIMER All stats, data, house pricing, and anything else mentioned is always subject to change and is provided merely as an example at the time of this recording**

Jed Bratt | San Diego CA Real Estate Agent | California
Real Estate License: CA DRE# 01891062
Brokered by Jed Bratt Broker

Information About Brokerage Services: http://bratt-storck.com

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