9 Credit Myths Keeping You From Buying A Home

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0:00 9 credit score myths holding back home buyers
0:32 Myth 1: Shopping for a mortgage hurts your credit score
2:40 Myth 2: Vantage Score don't matter
5:15 ScoreMaster
6:38 Myth 3: Credit work is hard
7:21 Myth 4: Only way to fix my credit is through expensive coaching
9:49 Myth 5: You need a "Good" score
12:08 Myth 6: If you have "bad" credit you shouldn't buy a house
14:26 Myth 7: Paying off collections will help my score
15:00 Myth 8: Closing a credit card is good
15:32 Myth 9: Pay someone to remove stuff I don't want on my report



— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed with NFM Lending (NMLS 2893), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. NFM Lending is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.