A Beginners Guide to Pensions - Everything You Need to Know

Описание: HMRC finding old pension: https://www.gov.uk/find-pension-conta...
HMRC claiming tax back on pensions: https://www.gov.uk/guidance/claim-tax...

Sign up free to my email group and get my FREE stocks and shares ISA Spreadsheet:
https://tobynewbatt.com/best-stocks-s...

The Investing Apps I Use

💸 - Trading 212
https://www.trading212.com/join/TOBY
To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link .
Terms Apply. Capital at risk. Affiliate Link.

💸 - Lightyear
http://lightyear.com/tobynewbatt
Use TOBY to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T&Cs at lightyear.com/tobynewbatt. Capital at risk. Promotional terms apply.

//My Favourite Bank Account for Personal and Business
💸 - Join Monzo and get up to £50 free
https://join.monzo.com/c/th4zbyy

//Want to speak with me 1:1?
Email me here with your needs and we can book a 1hr 1:1 call.
[email protected]

//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?
https://bit.ly/Wifi-Ticker

Disclaimer: This information is not investment advice. Do your own research. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

Disclaimer: Some links are sponsored affiliate links and I will receive a small commission if you use them at no additional cost to you. Thank you.

Timestamps:

0:00 The most important investment in your life
0:54 Pension basics
3:00 Public Sector Pensions
5:13 Self Employed and ltd company Pensions
6:33 Where does the money go?
8:49 The problem with the default option
10:53 How to Choose your Investments inside your pension
14:26 What else can you do with the money?
15:47 Opening private pensions (self employed and ltd)
17:21 Pension limits and rules - the basics
20:30 Self Employed and Directors Pensions
23:32 Taking money out - what happens when you retire
25:25 TLDR Pensions Summary