QNB Al Islami (Picky)

Описание: QNB Al Islami Your Modern Islamic Banking Option

Following the decision of H.H. The Emir, Sheikh Hamad Bin Khalifa Al Thani, to support the development of Islamic Banking in Qatar by commercial banks, QNB has established a thoroughly Islamic banking option, QNB Al Islami, that is supervised by our Sharia Advisory Board.

Islamic banking has grown enormously in recent years and provides our country and banking industry with an opportunity to support the individuals and businesses of Qatar with an alternative way of banking that follows a Sharia compliant system.

QNB recognizes the importance of Islamic banking at all levels and is committed to providing banking solutions to suit its customers needs. By developing an Islamic banking option as part of the largest bank in Qatar, QNB Al Islami customers will benefit from the financial strength, unrivalled network of branches, ATMs and electronic services and first rate customer service that QNB customers have enjoyed for over 40 years.

QNB Al Islami is guided by the same steadfast values that drive QNB to remain the countrys leading bank.

We continue to use our strength, expertise and experience to maximize the prosperity of the country whilst ensuring the wealth we generate together is utilized for the benefit of our community. QNB proactively supports the growth of individuals as they endeavour to achieve their goals and we focus the development of our business in meeting our customers needs.

We Go Forward together.

Completly commitment to sharia

Under the guidance of the Sharia Advisory Board, QNB Al Islami utilizes the established Islamic banking techniques of Mudharaba and Murabaha to develop a comprehensive range of thoroughly modern banking products and services that suit the modern lifestyle of our customers and at the same time are in full compliance with Islamic principles.

Mudharaba

For investment products QNB Al Islami uses the Mudharaba technique which is a profit-sharing partnership between a customer, known as a Rab-Al-Mal (capital provider) and fund manager, known as a Mudharib, (in our case QNB Al Islami). Customer deposits form part of a Mudharaba Investment Pool, The profits shared after verification rates commonly agreed upon at the beginning of the decade.Then the profits from which are shared fairly and regularly amongst the depositors and shareholders of QNB Al Islami for example:

Murabaha

When financing is required QNB Al Islami develops a Murabaha. This is a contract for the bank to sell a specified commodity to the customer at the purchase price plus a mutually agreed mark-up (profit). In return, Al Islami receives a series of payments over a defined period of time from the customer.

Products & Services - comprehensive and trustworthy

QNB Al Islami products and services are fully Sharia compliant and can be set up at any QNB Al Islami branch.

Accounts

Current Account to maximize your access and convenience
Savings Investment Account for balancing access with return
Call Investment Account to optimize your return on larger amounts
Fixed Term Investment Deposit to maximize the return on your investment

Finance Products

Vehicle Finance for the car of your choice at competitive and flexible terms
Home Finance for all the household items that make your house a home

Al Islami accounts are held and administered entirely by designated branches, however, Al Islami customers can utilize QNBs vast network of branches, ATMs and unrivalled electronic services to access and manage their money without affecting the Islamic status of their accounts in any way.