The #1 Lie About Investing: Why "Safe" Bonds Are Riskier Than Stocks

Описание: You've been told stocks are "risky" and bonds are "safe." This is the most dangerous lie in personal finance, and it's quietly costing you your retirement.

This video from The Guide: Finance breaks down the two types of risk:
1. Short-Term Risk (Volatility): The scary ups and downs.
2. Long-Term Risk (Shortfall): The real risk of not having enough money for your goals.

Using a 100-year experiment, we reveal the shocking truth about what is truly "safe" and what is truly "risky."

You will finally understand:
✅ The "Lemonade Stand" story (Stock = Owner, Bond = Lender).
✅ Why bondholders get paid first (and why this is a long-term trap).
✅ The $100 Experiment: The shocking result of $100 in stocks vs. bonds from 1928 to 2024 ($982k vs. $7k).
✅ Why the "bumpy ride" (stocks) is far safer than the "smooth ride" (bonds) for reaching your destination.

This video will change how you think about risk forever.

TIMESTAMPS:
0:00 - The Core Question: Borrow or Sell?
0:38 - The Lemonade Stand: Stocks vs. Bonds Explained
1:34 - The Bankruptcy Line: Who Gets Paid First?
2:19 - The "Risk" Lie (Volatility vs. Shortfall)
3:19 - The 100-Year, $100 Experiment
3:46 - The SHOCKING Result ($7,159 vs. $982,817)
4:51 - What This Means Today

Subscribe to The Guide: Finance and stop confusing volatility with real risk.

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