What Really Happens to Your Social Security If You Retire at 55

Описание: If you retire at 55, your Social Security benefit does not just shrink once. In many cases, it can be reduced twice. In this video, I explain exactly how that happens using only the actual Social Security rules and hypothetical examples. If early retirement is on your mind, this is important to understand before you make that decision.

00:00 The “double reduction” most people miss
01:05 Why you cannot claim Social Security at 55
02:00 How the 35-year earnings rule really works
03:15 What zero-income years do to your benefit
04:10 Claiming at 62 vs 67 vs 70
05:20 The healthcare gap before Medicare at 65
06:10 How early retirement freezes your earnings record

Retiring at 55 can absolutely be the right move for some households. But Social Security math does not adjust to fit that choice. Understanding the rules gives you clarity so you can make decisions based on facts, not assumptions.

➡️ If you are approaching retirement and want more visibility into how Social Security fits into your overall income plan, you can call us at (877) 404-0177 or fill out this form for a free visit: https://click2retire.com/social-secur...

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Disclaimer:
Hypothetical outcomes do not reflect actual results and are not guarantees of future results. Any index references herein are unmanaged and cannot be directly invested into. Past performance is no indication of future results. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing or tax savings strategy will be successful. Advisory services are provided through Oak Harvest Investment Services, LLC, a registered investment adviser. Insurance services are provided through Oak Harvest Insurance Services, LLC, a licensed insurance agency.