The Hidden Healthcare Math Nobody Shows Retirees and How To Fix It

Описание: Most Americans think they'll spend about $75,000 on healthcare in retirement, but the real number is probably more than four times that, and the gap between those two figures is the reason so many people run out of money during retirement.
In this video, I break down the full cost of healthcare in retirement, why Medicare covers far less than most people think, and four specific strategies you can use right now to prepare — no matter how old you are.

Sources:
Fidelity 2025 Retiree Health Care Cost Estimate
HealthView Services 2026 Retirement Healthcare Costs Report
U.S. Department of Health and Human Services (ACL)
CareScout 2025 Cost of Care Survey
Employee Benefit Research Institute (EBRI) Issue Brief No. 653
Centers for Medicare & Medicaid Services (CMS)
Peterson-KFF Health System Tracker

What I cover:
Why Fidelity estimates a couple needs $345,000 just for basic Medicare costs
The real all-in number when you add dental, vision, hearing, and long-term care
The Medicare coverage gaps that catch most retirees off guard
Why 70% of Americans will need long-term care — and what it actually costs
How healthcare inflation is growing at nearly double the rate of Social Security
The HSA strategy most people aren't using correctly
How to make the Medicare decision that follows you for life

This content is for informational and educational purposes only. I am not a financial advisor. Always do your own research before making financial decisions.

#Retirement #Healthcare #Medicare #PersonalFinance #RetirementPlanning