Pension Disaster: 87% Tax Bill on Inheritance Under Rachel Reeves Reforms

Описание: Inheritance tax pensions Rachel Reeves UK reforms retirement savings.
Discover the shocking impact of Chancellor Rachel Reeves's pension reforms set for 2027.
Pensions could face up to 87% effective tax rates when inherited, hitting families hard.
Learn how unspent pension pots now count towards estates, triggering 40% IHT on values over £325,000.
Higher earners face double taxation: 45% income tax plus 40% IHT, totaling 67% or more.
For estates over £2 million, residence nil rate band reductions add even steeper charges.
An example £350,000 pension could lead to £304,500 in taxes.
Expert Jonathan Watts-Lay warns of substantial charges, especially for larger pots.
Reassess strategies: spend pensions first, preserve other assets.
Check workplace financial education for advice before 2027.
Stay informed on UK tax changes affecting your legacy.